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Our advantages


Simple and quick solution at the tip of your fingers

1. Apply anywhere you are
2. Only one document is needed


Zara cash is responsible direct lender with a new approach

1. We guarantee confidentiality and protection of your data
2. We are looking for solutions in difficult situations


Simple and quick solution without leaving home in just 15 minutesd

1. We transfer money instatly to your account.
2. We give the opportunity to prolong the loan period

How to borrow money

Leave a request on app

You can leave a request by filling out the form

Wait for the decision

The decision is made in just 15 minutes

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Customer reviews

Economic hardships pushed me to start a banana business. Zaracash approved my loan and helped me get started. Now, I rely on them whenever I need stock!

Mama Sam

Coming from a large family, I wanted independence. Zaracash saved my failing kiosk. Now, my business is thriving thanks to their support!


Delivering around Nairobi was tough due to high fuel costs. Zaracash's quick loans saved my business. Looking forward to continuing our partnership!


Dropping out of school led me to start a tailoring business. Zaracash loans helped me buy a heavy-duty sewing machine. Now, I'm stitching my way to success!


Since joining Zaracash, my general shop has thrived. Their loans helped me manage stock and grow my business threefold. Thank you, Zaracash!


Qualifications for Online loans in Kenya via M-Pesa

Amount1,000 KES to 50,000 KES
TermFrom 61 days including all loan extend
Interest rate2,2% per day
Decision5-15 minutes
Age of borrower23-62 years old
OccupationCurrently employed or with a stable source of income
LocationKenyans that are currently living in the Kenya
What are the requirementsNational ID, Mobile phone